What I Charge:
For clients that want ongoing management of their investments, fees are based on a percentage of assets under management. For asset management we strive to keep costs as low as possible, so clients can keep more of their return (the way it should be). If you’d like complete details of my firms fee schedule just use the contact form on my site or send me an e-mail and I’m happy to provide an estimate for your situation.
When we manage accounts it is done so via an independent custodian and we never (ever) take custody of client assets. This is important as it helps protect investors from fraud and theft. It also ensures I never make a commission for transactions since I am not a representative of any financial custodian. Our clients assets are generally held with First Clearing Corporation (a division of Wells Fargo) though we have the ability to work with others if the situation calls for it.
For clients that just need a one-time financial checkup or financial plan (and do not require ongoing investment management), I charge a simple, low, flat fee for financial planning. The planning fees generally range from $500 up to $2,500 (for more extensive analysis such as when private businesses are involved). In all cases, the fee will be quoted in advance of planning.
For clients that are going through divorce, primarily in the pre-divorce phase or during the divorce process, the fees are entirely dependent on what type of services are required (ie. mediation, collaborative divorce, divorce settlement analysis, etc.). If a client engages us in the post-divorce phase, the standard financial planning fees would apply.
What I Do For Clients (all over the USA):
Most importantly I feel it is important that clients and their advisors get along and work as a team. Good financial planning and investment management doesn’t work overnight. It takes time, patience, and trust.
I’ve done the best I can at structuring my work and services in a manner that gives clients personal attention and financial management support. I know there is always room for improvement and always strive to get better at what I do each day. My uncompromising promise is to take the hundreds of hours of research I do each year and leverage it to benefit those who place their trust with me and my firm.
Due to advancements in technology I’m happy to work with investors all over the United States (as briefly mentioned above). We have a wonderful web-based virtual meeting program that allows me to work with clients in a very personal manner despite being hundreds or even thousands of miles apart. If you’ve never thought about working with an advisor virtually – I think you’d be pleasantly surprised how easy, efficient, and enjoyable it can be. If you live in lower New England I’m more than happy to meet you at our location (or your home or office) personally as well.
Could we work Together?
If after reading above you’d like to have a conversation about working together I’d be happy to invest an hour of my time getting to know you better, your financial goals, and help determine if there’s value I can provide in your life. I do all of my initial appointments via the phone (unless you live locally and we can meet in our office). To set up an initial meeting, have your questions answered, and to see if we could be a good fit – just send us an e-mail or give us a call.
Contact: Bob Henderson
Phone: (860) 245-5078