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Pension Options

Pension Plan Options – Lump Sum or Annuity?

Pension Payout Options Most corporate pension systems offer a range of options when choosing how to receive benefits. It is extremely important to choose wisely, as in virtually all cases, once an election has been made, it cannot be “undone”. Make the wrong choice, and you must live with it for the rest of your [...]

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Couple Planning Their Finances

Social Security Cost of Living Adjustment

It’s been two years since we’ve seen an increase in Social Security cost of living adjustments (COLA). But recently the Social Security Administration announced that they would be granting a 3.6% increase to all recipients beginning in January 2012. This will affect nearly 60 million social security recipients. See the announcement here by the Social [...]

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Big Question Mark

When to Take Social Security Benefits

Each week, readers pose various questions related to personal finance. To submit your personal finance question, please send an e-mail to QA@lwmwealth.com. This week we answer one question from a local reader. Q. I am turning 62 this January, and I am confused about when the best time is to start taking Social Security Benefits.  Most of [...]

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The 10 Most Difficult Retirement Decisions

See Robert Henderson of Lansdowne Wealth Management quoted in this article by Emily Brandon of U.S. News and World Report’s Money & Retirement section: Before leaving your job, you’ll need to make these tough choices By Emily Brandon August 29, 2011 RSS Feed Print The decision to retire can be sparked by a number of [...]

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Social Security Benefits

How to hike your Social Security benefits

Experts say there are still plenty of ways households can legally maximize the amount of income they receive from Social Security.

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4 Social Security Changes Coming in 2011

The Social Security program will be tweaked in several important ways in 2011.

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Social Security Trust Fund Shortfall…Why You Need Not Worry

OK, OK, OK, the Social Security Trust Fund is insolvent. Or…it’s going to be insolvent…or maybe not…but not until 2037. Enough already! On any given day you can scour the Internet for horror stories of how Social Security “isn’t going to be there” when I retire. And often times, current retirees have the mistaken belief [...]

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