About Robert Henderson

Robert Henderson is the Owner and Editor of The Retirement Workshop blog and President of Lansdowne Wealth Management in Mystic, CT. He is also an Accredited Asset Management Specialist and Certified Divorce Financial Analyst®.   If you want to learn more about personal financial planning and hear some great retirement planning ideas, subscribe to The Retirement Workshop blog via e-mail.   Interested in becoming a client? If so, just contact me for a free review of your financial situation. You can also take a look at the service we offer.   Or, you can simply e-mail me at bhenderson@lwmwealth.com. See my Google+ Profile at Google+
Author Archive | Robert Henderson
Divorce

6 Major Financial Mistakes During Divorce

After decisions about custody of children, the division of marital assets can be the most difficult aspect of divorce. Emotions can play a large role in how parties chose to split assets. This article outlines six of the biggest financial mistakes made during divorce. Hiring a specialized Divorce Financial Planner can prove invaluable, either as [...]

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Pension Options

Pension Plan Options – Lump Sum or Annuity?

Pension Payout Options Most corporate pension systems offer a range of options when choosing how to receive benefits. It is extremely important to choose wisely, as in virtually all cases, once an election has been made, it cannot be “undone”. Make the wrong choice, and you must live with it for the rest of your [...]

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Capitol Hill

The Sequester – What Is It?

Here we go again. First we had the Fiscal Cliff drama to contend with, then Congress entertained us throughout the holiday season with their Debt Ceiling antics. As if that were not enough, now we get to watch as Congress and the White House do their silly little political dance over the latest national fiscal [...]

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Debt Ceiling

What is The Debt Ceiling?

The Debt Ceiling – What is It?? The Debt Ceiling is an arbitrary number that limits the amount of debt the U.S. Government is allowed to take on. Think of it as a giant credit limit for the government. The debt that the government takes on comes in various forms of U.S. “Treasuries” – bonds, [...]

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Retirement Workshop

Class Offered: Building Your Retirement Income

If you or someone you know in the Mystic, CT area is getting ready to retire, or is already retired, and wants to learn more about how to structure their retirement income, this class may be helpful. Education is the foundation of personal financial empowerment. Without the necessary comprehension, most feel ill-equipped to make the [...]

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Fiscal Cliff Resolved

Fiscal Cliff Resolved – Financial Implications of Taxpayer Relief Act of 2012

On January 1, 2013 the U.S. House of Representatives passed the American Taxpayer Relief Act (ATRA) of 2012 (H.R. 8), by a margin of 257 for and 167 against. The bill now goes to the President to be signed before being enacted as law. The law will permanently extend many of the tax provisions that [...]

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What Is The Fiscal Cliff And How Will It Impact The Economy?

* Update – Since we posted this article, Congress has come to a resolution on the Fiscal Cliff debate. To learn about how it will impact you financially, see our latest post here - The Fiscal Cliff Resolved * Take a look at this Fiscal Cliff infographic from our friends over at NerdWallet. And to gain a [...]

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401K Contribution Limits

401K Contribution Limits

Each year the IRS publishes updated 401K contribution limits, as well as catch-up contribution limits for the new year. Typically, the limits the IRS sets each year is based on inflation factors (with minimum $500 increases), so they do not necessarily increase the limit each year. For 2013, however, the 401K contribution limit has been [...]

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Fiscal Cliff

What is the Fiscal Cliff – In Simple Terms?

* Update – Since we posted this article, Congress has come to a resolution on the Fiscal Cliff debate. To learn about how it will impact you financially, see our latest post here – The Fiscal Cliff Resolved * The Fiscal Cliff – What is It?? The Fiscal Cliff is the affectionate term used to [...]

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401K

General Dynamics 401K Connection Newsletter – November 2012

Here is the November 2012 issue of the General Dynamics 401K Connection newsletter. The 401K Connection Newsletters are independent evaluations of 401(K) plans that help participants better understand their retirement accounts, the many investment options available to them, and provide them with model portfolios that they are free to follow and emulate at their discretion.  The newsletters are [...]

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